1. Acceptance of Terms
By accessing or using Zipstead's website, mobile applications, and related services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service. These Terms constitute a legally binding agreement between you and Zipstead, Inc. ("Zipstead," "we," "us," or "our").
We may update these Terms from time to time. Your continued use of the Service after any changes constitutes acceptance of the revised Terms. We encourage you to review this page periodically for the latest information.
2. Description of Service
Zipstead provides an online platform that connects home buyers, sellers, and renters with real estate professionals and property listings. Our Service includes, but is not limited to: property search and listing tools, real estate agent matching, home valuation estimates, mortgage calculators, neighborhood information, and related content and communication features.
Zipstead is not a real estate broker or agent. We do not directly participate in real estate transactions. The agents and professionals accessible through our platform are independent contractors or affiliated with independent brokerages.
3. User Accounts
To access certain features of the Service, you may need to create an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must notify us immediately of any unauthorized use of your account. Zipstead will not be liable for any loss or damage arising from your failure to protect your account credentials. We reserve the right to suspend or terminate accounts that violate these Terms.
4. Property Listings & Information
Property listings and related information displayed on the Service are provided by third parties, including real estate agents, brokerages, multiple listing services (MLS), and public records. While we strive for accuracy, Zipstead does not guarantee the completeness, accuracy, or availability of any listing information.
Home valuations, market data, and neighborhood statistics are estimates based on available data and should not be relied upon as appraisals or definitive assessments. We recommend consulting with a licensed real estate professional for specific advice related to any property or transaction.
5. User Conduct
You agree not to use the Service to:
- Violate any applicable laws or regulations
- Post false, misleading, or fraudulent content
- Harass, threaten, or discriminate against any individual
- Scrape, crawl, or use automated means to access the Service without our consent
- Interfere with the proper functioning of the Service
- Attempt to gain unauthorized access to any systems or accounts
- Use the Service for any purpose that violates fair housing laws
6. Intellectual Property
The Service and its contents — including text, graphics, logos, icons, images, software, and the Zipstead name and trademarks — are the property of Zipstead, Inc. and are protected by United States and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Service without our prior written consent.
7. Third-Party Links & Services
The Service may contain links to third-party websites and services that are not owned or controlled by Zipstead. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Your use of third-party services is at your own risk.
8. Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. ZIPSTEAD DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ZIPSTEAD SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM YOUR USE OF THE SERVICE.
IN NO EVENT SHALL ZIPSTEAD'S AGGREGATE LIABILITY FOR ALL CLAIMS RELATED TO THE SERVICE EXCEED THE AMOUNT YOU PAID TO ZIPSTEAD, IF ANY, DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
10. Indemnification
You agree to indemnify, defend, and hold harmless Zipstead, Inc., its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any rights of a third party.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in Miami-Dade County, Florida, and you consent to the personal jurisdiction of such courts.
12. Changes to Terms
We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last updated" date at the top of this page and, for material changes, we may notify you via email or through a prominent notice on our Service. Your continued use of the Service after any changes constitutes your acceptance of the revised Terms.
13. Contact Information
If you have any questions about these Terms of Service, please contact us at: